| Un-Official Easy Guide to Medicare ... last updated approx January 2022 | 
| All links will open in a SEPERATE tab on the web browser: | 
| (1) Medicare for DUMMIES ... Un-Official Document (Word Doc) | 
| (2) Social Security Account - www.ssa.gov/myaccount | 
| (3) Apply for Medicare - www.ssa.gov/benefits/medicare | 
| NOTE-1: Can take 3 to 4 weeks to receive your Medicare Card through the mail. | 
| NOTE-2: Part-A and Part-B is Government (i.e., Social Security Administration). | 
| NOTE-3: Basics on Medicare - Parts A, B, C and D. | 
| NOTE-4: What is Medicare Supplement Plan. | 
| (4) Medicare Account - www.medicare.gov (optional, but highly recommended) | 
| for replacement cards, bill payments, update medication/drugs, view claims, etc. | 
| (5) Social Security Administration (SSA) Form-44 - Reduction in Income (PDF Form). | 
| NOTE-5: If SSA used a previous year (IRS-1040) to calculate your Part-B Medicare cost, and | 
| you subsequently had a significant reduction in income (i.e., retirement), then you may want to | 
| submit SSA Form-44 to Medicare to reduce your Part-B monthly costs. See (5b) for more info. | 
| NOTE-6: Information on SSA Form-44 - optional, however please read. | 
| (6) Submit Medicare Insurance Part-C (Dental, Vision, Hearing) and Part-D (Prescription Drugs). | 
| NOTE-7: Part-C, D, E, F, ... etc are through private insurance ... Blue Cross, Humana, AARP, Cigna, etc. | 
| NOTE-8: You can apply for Part-C, D, E, F ... etc. at anytime after receiving your Medicare Card, however | 
| it is highly recommended that you get this step completed prior to the 1st of your birth month | 
| (i.e., If you are born November 20th, then November 1st). | 
| NOTE-9: You can change your Part-C, D, E, F ... etc. during the yearly open-enrollment around late | 
| October 15, 2021 through early December 7, 2021. |